According to Milk Road, Xapo Bank positions itself as a full-service Bitcoin bank, providing secure BTC storage, traditional banking features, and direct BTC trading for users. The review highlights Xapo Bank’s integration of insured USD accounts, seamless Bitcoin deposits and withdrawals, and competitive trading fees, making it relevant for traders seeking a regulated and secure platform (source: Milk Road, June 12, 2025). The deep dive points out Xapo Bank’s regulated status and its focus on high-security custody, which could attract institutional and retail crypto traders looking for an alternative to conventional exchanges. The platform’s hybrid banking and crypto model may positively influence Bitcoin market liquidity and user trust.